$9,717.78

I need more income! It's as simple as that. I make a decent salary and it is enough to live on, but if I ever really want to get this debt paid down faster I need to make some more money. I made a $100 credit card payment, but after the finance charges that have now kicked in on that card as well as the fact that my gym membership gets charged to it every month, the balance didn't go down by much. Also, I'm still waiting on almost $500 from my New York State tax return, which has taken forever. I think it has to do with the fact that I'm a new resident to the state, but still, I thought I would have that money weeks ago. I'm trying to get a job at a retail store I used to work at in Ohio that is opening a location not far from me. I want to work there again because it is a commission-based job and the mall where it will be is usually quite busy. I might go poke around the mall today for any other options. I know that waiting tables is a good way to make extra money, but I don't think I could handle the late hours and I really never enjoyed working with food. I'd rather come home smelling like fine leathers than leathery steaks. There are so many things I still want for my place: nice linens, some more bedroom furniture, coffee table, etc. Not to mention my addiction to techy gadgets. My printer is starting to show it's age, some speakers for my computer would be nice, and I've still got my eye on the Canon Powershot S2 digital camera (5 MP resolution and a great movie mode!).

I know I probably sound materialistic, but you have to understand that I didn't come to NY with much of anything, and nearly everything I have now I have bought since I've been here. Granted, I have charged some of it, but a good deal of it has been paid for in cash, by me, with money that I busted my hump to earn.

My boyfriend works two jobs, has zero credit card debt, and still plenty of time to spend with me. If he can do it, I can do it. I just feel like I can't move forward until I get this crap paid off. Ugh!