It's worse than I thought!
I came across this interesting article today rearding the truth about credit card debt. I, like many people, was living under the false illusion that everyone was in my boat, struggling to pay down excessive credit debt. It seems the reality is that much of the debt is borne by just a few people, and that most Americans are raeallly doing okay with credit and debt. It shouldn't make me sad to know that others are doing well, but I think there is part of me that longs to feel better by comparison. Certainly, there are worse-off folks to whom it would be easy to compare myself and feel better, but that doesn't change the fact that I KNOW that not everoyone is walking around owing this kind of money. I must say that this makes my motivation to work even harder at paying off this debt even higher. I'm also considering going to my credit union for a consolidation loan so I an get a lower interest rate and pay it off even sooner.


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